The best agent will understand and meet the needs of both the buyer and seller with a fair deal on both sides. 

We were going to then take some of that money and take a chunk out of a higher interest rate credit card.  

I am now finding that our rates are comparable to those properties that don’t offer a golf cart.

Especially now that home values are about to increase again, mostly in part to lower rates as of last week and still lower to come after the election and into 2025.As these mortgage rates continue to drop further it will cause more buyers to come off of the side line putting in offers. 

Hi @Jason V.I would seek a 2nd position lien before refinancing into a DSCR loan at a much higher rate.

One of the questions I have is what is your percent cutoff when it comes to crime rates. 

Interest rates are pretty high right now. 

If you want to be cheap down to the dollar, tell your lender you’d like to buy down the rate and use the sellers concessions against that cost.

Perhaps even teach them how to  obtain subsidized leases that are greater than market rate.

Just wait until the FED starts reducing rates...