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While this is especially true of lottery winners it also applies to people in your situation.

If all this is true, what do i do next?

Same with another company you may have heard of-- can you imagine an airline using one of its founder's personal credit cards to buy jet fuel?

Michael,All of what they said is true, but wholesaling is a great way to get started, and learn how hard and consistent you have to work to make just that $5K.

What I was told was to open one credit card and begin to use it to establish credit.

With a quality 'blue print'before you as a guide, your course should be true and strong.1.

If you want to hide the identity of the true owners, there are ways to do this using trusts, but it requires the involvement of several people--you cannot be both the trustor and the trustee for example.

We basically would need to finance $133,500 total to have enough money for repairs, we guess, but a normal mortgage won’t let us go above the sales price of $113,500, obviously.We could mortgage & put the repairs on a credit card, but short term the cash flow of the house would not let us pay the credit card off quick enough.The seller cannot finance at all since he needs to pay heirs, so he needs the $113,500 at closing.I do not yet have any private investors.Any help/guidance/suggestions we would greatly appreciate!

Just as in real estate, you can almost always get things cheaper if you're paying all cash instead of check / credit card / accounts payable.