It effects every aspect of the property and performance- the type of loans and insurance you need will change if you don't hold the property in your personal name. 

DSCR loans can be expensive because of points, etc.

Here's some guidanceon finding your first deal:- Define Your Criteria- Explore Financing Options: Withyour budget for a down payment, you have several financing options to explore.Conventional loans typically require a 20-25% down payment, while FHA loans forowner-occupied multifamily properties may allow for a lower down payment,around 3.5%.

Finding: open for conventional loan.

Carlos you could do a blanket loan or single asset loans / combination of both and/or sell some them. 

Portfolio loans generally have higher minimum loan amounts. 

If the properties you're buying are going to be investment properties, DSCR loans can be a good option if you don't or can't do an income based loan. 

I have no experience in commercial loans.

Does anybody know if my father can prove his income to a lender when I try applying for an FHA loan instead of my income? 

Does anyone know of any lenders willing to do a bank statement loan under 100k?