@Santos Ricardo Tellez - SWAG is Super Wild *ss Guesses - so what I wrote was a combination of from what I read, some analysis, and some translations from Taiwan TV via my wife (born in Taiwan.

(I know this because I used to buy the foreclosure ads and mine are still running even though I do not pay and I get calls every day about properties that are not in foreclosure, not listed on sheriff's sale, and not on the market, but appear for sale in some way on Zillow)Financing a foreclosure property is very rare and impossible for a first-time buyer to navigate.

I'm currently working on a new property management platform that combines software with a trained team and AI aimed at landlords that want to self-manage their properties while having a team that can support them.

That is very, very rare right now, unless it's a terrible area.

It could be the firm has access to lots of capital, is a builder/contractor, brokerage, a combination, etcIts your job to identify early on what your role is.

I think the way I would do this is by combining 10% repairs and 8% capex into 15%.

Another great tool is a Private Money Lender to partner with you as an equity partner on a deal, combined with a Hard Money Lender to provide the debt.

I think you should bump up your Repairs and CapEx to 15% combined.

I typically use 15% combined.

These days if you're looking at properties on the market, they're rarely going to cash flow.