They qualify you based on credit, down payment + reserves, and the projected rental income.

Probably not an issue for seller financing, but make sure there are no prepayment penalties.You can calculate payment and balloon amount easily enough with excel or google sheets.

However, it is likely that I will want to use my commissions to fund repairs, use as a down payment, or even cover expenses on these investment properties.

It also requires a small monthly payment, so once it's started we've got our impetus to meet at least once a month (lol).Speaking of which, I'd say it's nearing the time to propose another Yokohama area meet-up!

People just getting started often have questions about how to get money for the first down payment.

Catch #2, many Gen-Z can’t afford the purchase of a home, and need $ from their parents to put up the down payment, 38% to be exact.

He may have contractors in the area, and or realizes that price appreciation is going to occur.3.If the property is held in a retirement account, no tax will be due on the interest payment received, either Federal or state.  

(interest rate ranges and months)What is the typical down payment?

Some clients only want the value add stuff with a higher return and some want move in ready with a lower return but the ability to preserve their capital for a down payment on the next one. 

You may also consider looking for lease with option to own opportunities, for the same reason; lower your down payment- then use the leasing period to build up what you need to exercise the option to purchase.