@Darren LookerIf the mutual funds have an unrealized loss, it may make a lot of sense to sell the securities then transfer cash to the grandchildren to capture the loss, although it would generally be capital in nature (limited to a max net deduction of $3,000 per year). 

I thought it would come naturally from a decline in rates and a lack of competitive advantage among the larger lenders, but it’s clear the pandemic, and what’s likely to be a global recession, is now the driver.There are already a handful threads here from lenders asking how they can foreclose on the seconds they made.

I see there is something called "Revenue Procedure 2007-56" where the 45 and 180 day periods can each be extended by 120 days in the event of a natural disaster - curious if this applies to our current state of events?

The nature of a grant is you don’t have to pay it back, otherwise it would be a loanThe reason I know that only 1 million business will get $10,000 is because the CARES act specifically allocated $10 billion dollars to this grant. $10 billion divided by $10,000 = 1 million businessesHopefully that helps

But like you said the nature of wholesaling with many to most not 100% honest with their sellers these folks will have to do some fast talking or just sit on the sidelines for a few monthsAS real estate Brokers we are still getting deals done. 

What natural talents do you have that will make you well-suited to being a real estate investor? 

I am in Sacramento, Ca and would like to know if anyone knows what alternative measures they are taking with the foreclosures and tax deed auctions since the courthouses are now closed due to the COVID virus? 

Follow me here:Black beans1C dried black beans3C water2tsp onion powder1tsp garlic powderNO salt yet. 35 minutes in Instapot or other pressure cooker, let it naturally releaseRice1C brown rice1/2C finely diced onion2 garlic cloves minced1 1/2C chicken broth or stock (1 3/4C if you're at elevation in Denver or Colorado Springs)1/2C tomato sauce1tsp salt1/2tsp cumin1/2tsp cayenne (less if you're heat sensitive, more if you want to ratchet it up.

They are not US citizens but most (or all) of them own businesses in their home country.Any tips/suggestions would be highly appreciated as I am not too familiar with this process but aside from refis, does anyone know of an alternative solution that they would be able to pull their money out and get a loan on with much reasonable rates to purchase one or more other investments?

So I'm thinking about an alternative that is helpful but pushes them to resume at least a part of rent as soon as they can.