After sharing this with the lender, they've come back with this:First 5 years fixed at 4.75% and then to be reset at a fixed rate of 265 basis points over the corresponding Federal Reserve Statistical Release H 15 five year Treasury Constant Maturity with a floor of 4.75% (that's a mouthful!) 

None of the government agencies talk to each other and therefore information is hard to come by. 

You can move out and buy another house as the government can't technically stop you.

The Federal Reserve did warn in December (when they raised rates) that they would likely raise interest rates 3 times in 2017.  

This is a violation of federal law.Ultimately, we've found that the three most important things when listing a home are 1) price, 2) pro photos, and 3) offering a fair buyer agent commission on the MLS (typically 2.5%).

I just shake my head in disbelief at the overreach of inept government trying to control others businesses.

Navy Federal Credit Union is hiring like crazy and will continue to do so over the next 5-10 years.

I then very politely inform them that there are Federal, State and County level Fair Housing laws and in our county you can decline someone based on there source of income.

@Donna Bishop, My email ends Real estate agent( you could insert Realtor instead) licensed by the Louisiana Real Estate Commission, USA and then I include Federal Fair Housing and ADA logos. 

I currently have a full time job working for the government but I'm ready to quit and do real estate investing full time.