If you do need a loan consider looking at agricultural based banks such as Agcredit, Farm credit, etc. 

Check out the BP meet-up forums for Cincinnati, Ohio area and you will see "Real Estate on Tap" and can see the information for each meeting hosted and the topic based on the speaker.

But they will give you even more valuable advise where to actually invest in the Houston area based on their years of experience.

Homes without game rooms don't book as well, based on our booking data. 

Mostly I want to know other downsides to commission based off sqft rather than %.

(I can just do more tIRA withdrawals to tweek AGI to suit)2.) 5 yr carry forward of excess deductions - (could use to draw down ~$800k tIRA BEFORE RMD or more Roth rolls)Situation: Very desirable but very hard to sell income property (older (1979) small, low value Mobile home,(home = ~1/6th the value of property - Banks don't lend with that ratio) Beautiful acreage, (3) large shops, pond, barns, Very livable cabin (knotty pine!)

I am an aspiring investor, and I'm based in a suburb of Houston, TX.

I normally advise people to self manage for the first part of their journey if they can so that they can get a knowledge base to become better investors.At some point if you get to enough units self management is tough and its too costly to hire an employee so the numbers make sense hiring a property manager.To be blunt, you are going down a risky path for an investor.  

., you sell your investment), you may be able to use any remaining suspended passive losses to offset other forms of income, including non-passive income like W-2 income.It's important to note that tax laws and regulations can be complex, and the treatment of passive losses can vary based on individual circumstances and changes in tax laws.

Our assistant property manager, Julie would be a great person to connect with as we are also based in Pennsylvania, so hello from Pittsburgh!