Property value increase YoY, the Feds will not change the capital gains rates in consumers favor (not likely), etc.I could of coarse do a 1031 exchange later on in the future, but as i'm sure you know, the tax penalties are only deferred and they catch up to you the day you go to cash out eventually.

I ask since this is a highly populated military area for rentals. 2) Anyone invest in Virginia where I've heard laws favor the tenant even if they've violated the agreement.Ultimately, if possible I'd do the refinance option, manage the property myself, and utilize the remainder of my VA loan to buy another property for the additional three years I'll be in Virginia.

If you use them for a rental property be sure your numbers work well so that the refinance is favorable for you.

Who knows maybe one day I'll reach out when I'm ready for Self Storage (high on the list) :-)@Greg Dickerson I know consistency is key, will def keep on trudging - contacting brokers/analyzing deals even when it gets tough@John Warren good point that there are a lot more multifams opps, plus institutional buyers arent really focusing on my unit range so hopefully that'll be in my favor for now :-/

I hear it's good to build a relationship with a local bank for favorable terms and portfolio lending in the future.

It's a non recourse product with favorable low int rates, longer 10-12 yr terms and up to 10 yrs IO

This might be a good idea, if the interest rate spreads are in your favor.

not sure which is favorable for you situation but what I do know is:car loans will impact your debt to income ratio, but as long as you are in the preferable % range the lender wants to see you are good also installment debt utilization does impact your credit scores. 

If you were to refinance, the terms will likely be less favorable than the terms of the initial purchase loan.  

It's the only leverage you have.Do yourself a favor and arm yourself with knowledge.