Sounds like you already have much more skill and experience at your disposal than the average investor does getting started.

@Bevla, sounds like a concerning number.   

It also sounded crazy to a lady I spoke with at a local REIA meeting I attended last night.

From your post it sounds like a paid collection or a late payment.  

Use an asset based lender to finance since it sounds like that may be your best option. 

Given the area of Del Cerro, we used high end finishes throughout and every detail was carefully picked out from the door knobs to the iPad control station to Bose surround sound throughout the house to LED mirrors to the Versailles travertine floors to the wall hung toilets to the custom cabinets w/ granite countertops, etc...Nothing was left untouched!

It sounds like you have a place to stay. 

It sounds like you over-rehabbed and have found out that the area will keep values down in that case.If it is truly worth what you have marketed it at, wait for another buyer.

It  sounds to me by your post you are talking about a Buy and Hold Rental so no need to discuss flips right now.I own apartments out of state.

I heard some contractors are building houses for low income owner for only $8000 flat  fees, but I heard the quality is not good I wonder how common dealing with that flat fees, I think it sounds fair, also as @Wayne Brooks I can add an incentive if he came under budget.