That alone makes it worth it.It is odd your partner is willing to cut you such a sweetheart deal.

So, in the defense of the appraiser community, the knife cuts both ways.

I backed out of a hud deal as an investor because someone vandalized the house, cutting all electrical lines in the attic and some plumbing lines,,,after month HUD finally agreed to give me half of my EM back,,,I have been told i was very lucky to get half back,,,its obvious it was vandalized, which is why i probable got them to give any back

was it difficult to cut out the opening for the slider?

Of course there are even better deals to be had down in the US but as Canadians we have to be cautious purchasing in the US---there are tax implications of course plus visiting or especially working on US properties as a Canadian can bring trouble...you can't even cut your own grass or change a lightbulb unless you want the IRS and Immigration on your tail!

Of course, installation of proper insulation into the building envelope could cut those utility bills in half.

A part time job in retail isn't going to cut it since you have to meet both credit and debt to income requirements.

I had them cut down and the garbage truck just happened to be coming by when the guy was just finishing up.

No middle man involved to take a cut of the interest or points or to tack on fees.

Cutting deals thinking you are not taking personal responsibility is not reality.There can be circumstances where both the lender or seller may agree to act without a personal guarantee.