This is a guy who reads the books but will never invest on his own, because he's painfully shy and awkward.

I am finishing all the repairs I can do to this 3/2, 1200 sq. ft. block house with extras this week.

I'd like to do the same in a warmer climate as well so I could block time for personal use. 

Some people love granite, some like the traditional butcher block, some swear by quartz.

Once the thought of losing everything is no longer a mental block you will be ready.

It is a pain to find a CPA or someone that is confident in dealing with Servicemember's finances when they are not normally the cut and paste LES.

Even when it is THAT painful.

He stated it was due to burst pipes.Another neighbor pointed out to me that the city decided to upgrade it's storm sewer system...there are 16 inch pipes joined to 12 inch pipes at the end of the block (my house is 4 from the end). 

Plus I'm sure it's a pain to have people moving out during the winter.Thanks again for your response.

I am paying about 10% below average for the area probably because this property is in a block where on one side are duplexes other side is another single family, dead end and a nice park, opposite side is full of 6-8 unit multifamily rentals.