In this case, there is no ill intent from anyone, just a lack of understanding on my part.

@Max Householder Awesome, Ill connect with him and talk further.

Granted, it is more comfortable to take on a challenge with someone else at your side, but this instinct can lead an inexperienced investor to form an ill-advised partnership with another inexperienced investor (who is also intimidated, and who also wants the "support" or a partner).

@Ryan TalmadgeThanks for the suggestion, ill reach out and clarify further.

The reasons why Covid is important is lenders are afraid you may have a tenant who stops paying because of job loss or illness and you cannot evict them as courts are closed/mandated state moratoriums on eviction or you as borrower ask for forbearance after closing...

Ill send you some of my new leads if You can help me with follow ups..

Ill be honest I haven't read all 3 days worth of replies and Im sure there is a ton of useful information that has answered your question and I will probably repeat ... but Being a contractor... here it is anyway!!!    

I think I saw that you must disclose to tenants that the building was built before 1978 and so lead paint is a possibility.What I can't figure out is how to protect yourself from liability as a landlord in the event that a tenant becomes ill and decides to take legal action against you.

Ill get that book today.

Thanks in advance for input..When I'm done ill post before and afters!