Web leads or otherWhere is the best place to get a contract ?

There are some low down programs like FHA & USDA but those come with various stipulations.

Make sure you get the Heloc while the unit is still your primary as that makes a huge difference for lenders.ask a few banks about their programs because they are NOT all the same.

Some programs these days have interest rates down in the 7.99% range.FYI, I personally have vacation rentals in Fort Lauderdale and Palm Springs. 

Some have great investor loan programs right now.

Performing energy efficiency retrofits of our properties is core to our operating principals, so we try to utilize these programs when available (even if the program is more show than substance).

I have also passed up on some mentoring programs due to the cost, but Bigger Pockets has been a great source for me.  

He has a great program for performing notes. 

Our web site gives prospective renters all the information they need to know, including maps to the location, pictures, square footage, rental policies, rental applications, links to our background check, etc.

I'm from the NYC metro area and not terribly long ago found this forum on the web.