Most hard money/DSCR lenders don't lend in South Dakota, so I can foresee a low closure rate on deals since financing will be difficult to get.

Hi Andrew,80% LTV cash out is out there, and interest rate jump up compared to 75%.

I would recommend giving the buyer a 2-1 buydown credit to help offset the high rates. 

I assumed this was something a management company does and at any rate they said no problem.After about a month and various excuses for delays in getting a quote, I decided to get a backup quote from my normal insurance agent.  

"Should I buy now, interest rates are so high...I don't want to househack in a dirty duplex with a stranger, oh whatever shall I do, wherever shall I go? 

The investment is very risky, especially given that Paraguay's credit rating is junk and (even for lending to the government) so investing  there would be reckless for most investors any you would have to make that very clear, possibly in contradiction with your pitch deck.2.

What is your interest rate?

Here in Texas eviction rates are less than 1%.

As you know the rates in Florida are out of control.

MY PLAN: My plan was always to refinance the mortgage when rates dropped in the future, so my hope is that my mortgage would eventually come down to around $1,500-1,550 which then makes my numbers closer, as rental prices increase over time.