The company I am most interested in is Rent To Retirement (renttoretirement.com) which has been featured on the bigger pockets podcasts many times.

I retired from PT on December 4th, 2020. 

Originally posted by @Scott Mac:Run down (Slum) 4 plexes go for $600,000 WOW.Do you know how many SFH's you could get in Detroit for that--Just WOW.Kelowna is lower BC mainland on Lake Okanagan also basically the warmest area of all of Canada along with a huge retirement mecca,  tons of great golf wineries  fruit orchards  Big white ski mtn 35 mtns  the lake it self is about 50 miles long and great for boating and recreation deep blue water. then the mtns are loaded with fishing lakes its really quite the place and this is big for semi Rural BC LOTS of medical..

When able to rent both sides for full market value pure cash flow should be between $200-$300, but goal is to pay off loans and hold LTR investments as part of retirement plan.

These under-the-radar provisions have never been publicly vetted and will have unintended and adverse impacts on you and millions of other Americans who wish to save for a secure retirement through Main Street investments.  

Also, how stable are you financially?  

I'm more financially stable again and would like to invest my money wisely this time in real estate. 

I know it sounds risky but after reading rich dad poor dad he notes that poor people have 401k in mind that this will be their future to retire. 

So if you do want a HELOC get it before you move out.HELOC - Pros: Fast cash, easy access, flexible; Cons: Floating rates or higher rates, less available equity as cash, short AMMO; use to take advantage of opportunities quickly then find long-term financing later, best to pay of quickly due to increased expense over other financing optionsCash Out Refi Mortgage - Pros: Excellent terms (low INT, long AMMO, higher LTV=more cash), stable/low INT rates; Con: SLOOOWWW to take out compared to HELOC, slower to reorganize/restructure or close out; generally these are good for financing other deals that are longer term and stabilized in nature. 

There is also a rule that allows for extenuating circumstances and for what is called a "Change in Life Circumstance" which would pertain to a move related to a work, school, increase in family (GLA needed), retirement (down-sizing) etc.So Covid is actually on the list of examples when it comes to this issue and how its treated.