I was going to screen the person and have them get a rental policy.

Policy: NO last minute one nighter with more than X (depends on property) people.

On my insurance coverage I was unaware of, there's a policy if I build a similar building with similar size, will add 25% of the policy which was 260,000.

No two ways around this, central planners (the fed) have thrown us under the bus, with misguided policy's attempting to keep the real, free market economy from operating as it should. 

If Biden gets elected we will see a change in economic policy which will slow the growth of the economy, and we still will have the inflation from infusion of cash from the trump administration.

I would think as investor's, even though we want those face-to-face, rapport-building meetings with our clients, it is best to prioritize the overall safety of the client and public in general by social distancing.What options do (new) investors (like myself) have to estimate rehab costs?  

My lease is 10 pages long; tenants are adults who may choose to read the material or not.If It turns out that I'm wrong about the way people will behave in this crisis I'll suffer the financial pain, admit it, and adjust my policies accordingly.

I was under the impression that the fund is only for emergency and safety towards the house.

A lot of states have just created new policies accommodating those needs.

Whoever issues the policy will conduct a full search, as if you were currently purchasing.