Insurance and interest make it difficult for the traditional lenders to loan to us even though we can afford the payment, but to them since we deduct a lot of things on our taxes, we don't look to be cash flowing.

Wells Fargo conventional loan with a 25% down payment.

Quote from @Nariah Joyner: Instead of spending all that money on student loans, why not get a job with a property management company and get some real education?

I'll drop a link to schedule a call down below if you would like to discuss the HELOC situation further, as I am a licensed loan officer. https://calendly.com/tycoutts

The City of Scottsdale actually has a calculator online where you can estimate the cost of your permit.

You can leave your old home loan alone.  

Hey Nicholas, what type of loan product are you requesting in this case?

Go to Etsy and search for "rental property tracker," and you will find hundreds of nice spreadsheets to track 10-20 rentals, usually for under $10.Software has extremely helpful features like online payments, marketing syndication (click a button, and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.

I was just looking in our county's online court docket and see a company based in our area called something like Rent Recover handling plenty of cases, so I was going to check it out and see if maybe they can do something.

Or any loan that was made for the repairs and the note attached to the property.