I probably spend 3-5 hours a month on it and that is my own accounting and keeping up with market updates.

This isn’t just good news; it’s the biggest monthly leap we’ve seen in a year, and it’s even left the experts pleasantly surprised.Let’s Break Down What’s HappeningHere’s a quick snapshot of the latest trends that show the market's heating up just in time for the spring selling season:- New Listings: Barely nudged up by 0.1 percent to 680.

I lived alone till January this year and have had a roommate paying around 700/month which has helped me with mortgage.

I own a few online businesses and in negotiations to purchase another local physical business within the next month or so.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

. $140/month vacancy reserve (5%)Rental Income: $2800/monthCash Flow: -$134/moTownhouse:Note: Looking at low price units on the market for < 7 days to possibly get more value / minimize mortgage paymentsPurchase Price: $450kMortgage Payment: $2150/monthProperty Taxes: $1900/yr or $159/moUtilities: $300/monthProperty Insurance: $125/monthMaintenance (5% rent) + Capex + Vacancy (5% rent) Reserve: $500/moRental Income: $3000/monthCash Flow: -$232.64Detached Home - Single UnitPurchase Price: $600kMortgage Payment: $3193Even if I can get $3300-3400/month for a 3-4BR home purchased at $600k, maintenance and reserves will cause it to be negative cash flowDetached Home - Two UnitsPurchase Price: $700kMortgage Payment: $3831Property Taxes: $3500/yr or $292/moUtilities: $300Property Insurance: $125/moMaintenance (5% rent) + Capex + Vacancy (5% rent) Reserve: $860/moCash Flow: -$608.57Are any of my numbers way off?

Just because you have moved out and plan to turn it into a rental, the repairs may still have different tax consequences if you haven't "placed it in service".

I typically didn't negotiate the interest rate or points (as they would invest it elsewhere for more), but did negotiate the way it was to be paid (at the sale or refi, as opposed to upfront or monthly).

It was also $900 a month and very complicated.

Is it $99 per month or something that comes along with their $10,000 gold, platinum, super-secret coaching program?