Assuming I can get financing, should my strategy be to lower my offer price and cover the reno myself?

@Robert StoneIt's wonderful to learn about your cash flow strategy and your interest in real estate investment.

Hey @Jonathan Leung - happy to have a barter convo with you about this as I'm currently interviewing different marketing agencies for my own advertising strategies. 

You should try to find an active investor-friendly agent who is consistently sending you deals through various lead sources they createdAs you continue to work with them, you'll build a relationship with them, and they'll send you these deals before everyone else.Another strategy you can try is looking for wholesalers.

It sounds like you are aiming to be a buy and hold investor, but I would recommend shoring up your investing strategy. 

Ask about the current market conditions in San Diego to decide on your pricing strategy.

That will be one of the factors that greatly dictate the appropriate strategy

Is there a specific property or strategy you’re going for?

Are there any creative strategies for them to secure the loan without it affecting my DTI? 

@Jerry CallowYour strategy of investing would dictate how you find deals.