You have to dig a little deeper for the arv then using county values, If you have a relationship with a local agent they should be able to pull comps for you.

I'd dig in a bit deeper and talk to folks with homes in Guerneville to verify the Airdna numbers for the winter.

Depending on the rental market, and I don't know anything about your area, if the market supports it you could increase rents, but then if the market turns you might be back in a cash drain.You could either see it as a guaranteed lost of $10k now, or a bet that could either lead to maybe break even rents or an even deeper loss.If it was me, I would probably take the guaranteed loss now, lick my wounds, and try again.

If you want to dive deeper into the weeds, I can gladly share my IRR spreadsheet that runs my examples with and without financing to show the difference outcomes.  

HI, let's go a little deeper.

how about price of draw inspections, etc. you gotta dig deeper than the surface

But one thing though, are you saying the credit wont be hit if you do both loans at the same time, or you mean the credit will be hit anyway but since I would have both of my loans done I wouldn't be worrying about anything (since I got what I wanted:).For the lender, I talked to one on the phone and got a quote, but I haven't started the process coz I need to dig deeper for what is possible and also check that lender's services out.

Our flooding was a lot deeper, but you can see how we did that in these pictures:After cleaning up the mess and pulling out the insulation you see in the upper picture, we ran fans and dehumidifiers for a couple of weeks in these rooms.  

I think it's probably worth digging a little deeper to figure out what exactly about 'the virus' has got them wanting to hold on to the property for longer. 

Defendants will always go after you too as you are presumed to have deeper pockets.