If you refund a stay every time someone has a valid excuse, you are effectively stepping in and taking the financial loss for someone else's misfortune.

Always finance long term assets with Longterm debt.2.  

Plan is to purchase assets in the Louisville area to start but open to funding deals in other markets.

Are you looking for assets, cash flow, appreciation, or a combination?

I have done things with attorneys, CPAs, stock brokers, insurance brokers and others successful in business.General business knowledge, understanding of financing requirements, knowing property valuations, maturity in personal financial matters to give general advice, understanding of the foreclosure process, legal aspects as to liability in leading someone into financial matters, fully understanding fraud issues and the differences in a general matter where fraud might be applied as generally thought of and what may constitute bank fraud causing or even attempting to cause a loss to an insured bank having different standards.

Right now, I am anticipating 500+k cash soon and is trying to find the best place to put it to work before the interest rate goes down, i.e. acquire worthy assets and hold. 

In the quest for financial independence, real estate investment emerges as a beacon of opportunity, offering paths to wealth that traditional saving methods seldom traverse.

These are the lowest rates. 4-8 can be DSCR, bank statement or asset depletion Non QM loan8-20 difficult to place as commercial lenders have minimum loan amounts and costs jump with commercial appraisals starting at $4000 but 8-500+ is commercial loan.

Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.So, when investing in areas they don’t really know, investors should research the different property Class submarkets.

Leveraging Other Assets: If you've got equity in another property, a Home Equity Line of Credit (HELOC) could be a way to tap into that without selling up.