I often break it down into the "five pillars" of protecting your assets.1st pillar is avoiding unnecessary and risky activities (don't drink and drive, insurance generally won’t cover your poor decisions) and take good care of your investments - these simple steps will help you prevent lawsuits before they even occur.2nd pillar is a good insurance policy as that cover the majority of your exposure.

In this situation, it would have been better to have vertical blinds because they can be knocked around and soiled, but they are easy to replace and generally cost less.I use aluminum or polycarbonate blinds for windows (that are not sliders) make the most sense if there is direct sun exposure.

You can minimize your risk exposure by being a pro operator. 

Hate to break it to you @Henry Clark but you are clearly sitting in the 3rd category with you're shifting strategies and adapting to the market changes with lowering your leverage exposure...Sounds like you're positioning yourself well for the coming storm.

This might be a no brainer, but here goes anyway.As a beginner is it ever too early to begin visiting properties to gain some exposure and experience?  

You already have some exposure to the basics.

That lender has decided that they do not want the exposure of borrowers who have more than 4 mortgages in their lending portfolio. 

Yes, radiation causes cancer, but nobody really knows exactly how much exposure is too much, so they set the "actionable limits" for radon pretty low.  

Could your RE business use the exposure?

I'd like to investigate manufacture homes and multifamily.For about a month and a half I've been mailing to notice of default lists and so far haven't made a deal, and I'll admit it's a little frustrating (obviously, this isn't a very good get rich quick scheme), but it's giving us a lot of exposure to a lot of things.