As I had said it is a Conventional hard and fast rule, Conventional is Fannie and Freddie (Underwritten by DU/LP automated underwriting systems and sold to Fannie or Freddie) and for them they do not allow exception to this rule in any form. 

I like to do it this way because it forces me to build a good team and basically automate my systems.

I am looking for a software to automated the offers process.if you had experience with rapid offer generator software , please give my advise.thanks

Like it was already said, work on automating your workload, like your begining to do, so you can go back to the EU. 

Everything is automated in factories,homes,hospitals and businesses don't need labor workers  as much as brightly IT skill set minds are in demand and because we don't have those types of individuals, the country is looking at foreigners to come in and do the job of IT at a very cheap rate is affecting the IT employees get the adequate rate.

Call your assessor's office if you want to unpack the calculation.The assessor uses an automated valuation tool (done by a computer with no distinction for condition or level of finishes in a house), so it has all the flaws of zillow.com values, with the additional problem of even being as much as several years old and utilizing even cruder software and mass appraisal techniques.

Has anyone used an ARV or Rehab calculator (software) to automate the process. 

Hey @John Bernabel, not a fulltime REI but that's the beauty of REI, the flexibility and systems you can put in place to automate it.Hope all is going well on your end,Cheng

I didn't actually have to pay the amounts, but obviously they would give me the amounts before asking for payment, besides it is all an automated system.So I did this and they kept telling me that these are not good serial numbers.  

I think it's a matter of having an understanding of what you can do with FB, choosing a strategy, then executing that strategy.For instance, I create an ad offering a lead magnet (something of value someone gets in exchange for an email address), it takes them to a landing page, and then I place them on an automated drip campaign focused on getting them to respond for more information or an in person appointment.