@Ingrid AbramsThis will all depend on the contract.

Hey Aldo,The Credit score looks like you’re in the right range to get pre-approved for FHA/Conventional depending on downpaymentAuto loans long term can help diversify your credit accounts and the longer you have that loan the better it would be for your credit.

It depends on how much equity you need to pull out and how long you think you will need it for. 

@Jessie DillonAnother "it depends" personally I prefer an open credit line and at least 3 months in reserves for my own comfort.  

It depends on what type of work you're doing and the type of property...a knowledgeable agent will be able to help.

Never hurts to make an offer......I'd be polite and not get crazy (depending on the property).

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

Depending on the class of STR you run (yes I argue there are classes just like LTRs) Airdna might just give you what your worst year will look like.

It looks Some people depend on the Z company, but I've never had good luck with them. 

I think this is also entirely market dependent whether it makes more sense to build or buy turnkey or buy value add.