Also, it sounds like their down payment can pay off some of your other debt.Carrying back a mortgage is very straight forward and simple. 

Editing Google forms is fairly straight-forward... if unfamiliar you may easily find a quick tutorial on YouTube.Hope this is helpful.

. $20 per month isn't much, so you can be straight forward about it and say that you build it into the rent. 

Thank you all, after your comments I went straight to my Agent and Told him I won't sell, Obviously he got upset but you guys helped me keep my path towards financial independence, I will take your advice @Brian Goodling refi and purchase.

I have typically done an equity share with my investors or a straight preferred returnTax benefits?

He lies repetitively, but isn’t adept at even keeping his lies straight.

let me get this straight.

I don’t want to sale straight up for tax purposes.

There's over 8,000 lenders in the US and it's hard to keep them all straight but ask your lender "why" your DTI is bad...as in, what's dragging it down.  

We've already planned to use corrugated pipe to properly manage the water straight from the downspouts to the creek, so no further issues arise...What I'm looking for are some DIY ideas on how to go about shoring up the lot edge near the creek so I can start back filling these crevices so there is even ground out to the edge of the lot again.