I've been playing with the calculators, and I'm trying to decide what makes the most sense... 

Please keep us posted on what you decide to do.

I am thinking about whether I want to hire another PM or just do it myself, but want to know what things I need to think about should I decide to look for another PM.

If you decide to keep them on you should be networking with other companies in case your manager drops the ball again.

Things are better, yeah :)I moved to Silicon Valley after doing my MSc in Finland in Computer Science, and once you like traveling and living abroad it is hard to go back :) So I decided to try to come to California, and I did it...and here I am heheMy RE partner and I are just starting out.

I am getting ready to close on a four Plex in the next month and I’m having a hard time deciding on how much insurance is needed.  

if he is recovering from a stroke it may not be safe for him to live alone.If they do apply either deny because of bad credit or a lack of income or tell them you decided to go with another applicant.

If you decide to move out after one year, you can refinance at the higher value, pull your initial money out, and do it again while keeping the first place as a rental.

So decide first whether you want to be active or passive investor and start researching niches within the selected category and going to local REI meetings.

We decided to give the tenant a chance.