My mind was rooted in risk mitigation when I should be looking at this from a growth perspective.A higher DP forces a cash flow.

That will serve you well no matter how you choose to purchase your rentsls.Without a significant discount or doing a purchase that has otherwise higher risk loans or is unfinceable because of too many repairs needed, I'd get a nice 15 or 30yr fixed residential  mortgage for risk mitigation. 

We mitigate risk by building in a 25% Vacancy into our numbers and thus far, it’s proven to work well especially since we rarely have vacancies except when we turn/rehab a unit.

Can mitigate a lot of risks by buying far below market value 

Also, if you do your part such as keeping your property in good repair that will strongly mitigate that risk (of course, never entirely).Like I said, its matter of understanding your risks and being comfortable with them. 

The rate hike cycle was too fast that banks like SVB couldn't mitigate the risks and was undercapitalized to handle a run.

We just try to educate ourselves as much as possible to mitigate the risk.

Therefore, it is important for depositors to diversify their savings across multiple institutions to mitigate risk.

It's those maniacs that buy homes cash via quit claim deed off of craigslist that really get screwed.Make sure your property manager is a licensed real estate brokerage.Understand you can not eliminate all risk, only mitigate it.

We have done thousands of dollars worth of work to mitigate smoke smell/residue in a house but it wasn't our rental at the time.