How flexible is your schedule?

But if a buyer is more flexible, deals do come up.

There's no saying where we'll be, but hopefully rates will come down on investment properties and LTVs will be more flexible (unless COVID has something to say about it again). 

Find a lender who can get you more flexibility with their approval process.

Gives you flexibility in case life throws you a curve ball and run short on cash flow temporarily.

The investors do not all have the same liquidity for investing so we would need a flexible structure that would not suck too much of the profitability from the investments. 

That worked well for me as I was full-time, however, I have since moved eXp Realty which is flexible and let you run your business as you see necessary, and because all of our classes, etc. are cloud-based it enables dual career agents to attend classes, etc. at their convenience.

Please note that the account into which the funds are deposited must be the same type of account from which the funds were first withdrawn (e.g. withdrawal of pre-tax funds from a 401k could be deposited in a pre-tax IRA but not a Roth IRA - "like to like").Loans:Payments on a 401k loan taken under the CARES Act must be paid back starting in 2021 over a 5 year term.Here are the details regarding the loans:NEW LOANS:The CARES Act which was enacted to provide relief to individuals impacted by COVID-19 allows for increased 401k loans and more flexibility for repayment of these loans.Specifically, you must be an individual who meets one of the following conditions to demonstrate that you have been impacted by the crisis (and it will be your responsibility to retain documents in your files that demonstrates that you are a qualified individual):Individual who is diagnosed with COVID-19, with a CDC-approved test;Individual whose spouse or dependent is diagnosed with COVID-19, with a CDC-approved test; ORIndividual who experiences adverse financial consequences as a result of being quarantined, furloughed, laid off, having work hours reduced, being unable to work due to lack of child care due to COVID-19, closing or reducing hours of a business owned or operated by the individual due to COVID-19; or other factors as determined by the Treasury Secretary.On or before September 23, 2020, such individuals take a 401k participant loan subject to the following terms:Maximum Amount of the Loan: 100% of their 401k balance not to exceed $100,000.

I have done both cash outs and HELOCs and I greatly prefer the flexibility to the HELOC.

That gives you more flexibility to rent both units when you leave.