I buy where ever, except lower east side under 8th st. in some areas, nothing lower than 4th st in all areas.

You can literally be a middle school school dropout, turn 21, and the next day be a Big Bank loan officer without ever passing a single test.But for Local Lenders with flexibility, we face a LOT of hurdles just to add a single additional state or even maintain our own...Think of that whenever you read "lending in all 50 states!"

If you ever have any specific SF-related questions, I and several others on this site would be happy to help.

I am pretty sure I take all the deductions I'm due and I've vehicles such as as solo 401K, self-directed IRA, Roth, etc. but I think I might be missing out on larger-picture strategies for investing and tax savings.

I know you can get a low down payment home owners loan on a duplex but you need to be sure it will cash flow with a larger loan (higher payment).

So I'll be marketing as a FSBO on free outlets such as Craisglist and Zillow to save and gain a larger profit.Tell me if I have this right: After I get a buyer, I have the new buyer sign an "assignment of agreement to sell real estate" which state that the new buyer will give the seller the amount that I agreed to pay then and the remainder (listing price - my buying price from seller) would come to me.

Other details...I checked the foundation walls as much as possible and did not see any cracks what so ever.

@Vincent BuggsHave you ever considered investing your retirement funds directly in real estate--meaning that your retirement account would own the property?

As a side note, Deleware is a horrible place to inc unless your a large corporate interest, large enough to rival a publicly traded co., Deleware is amazing and designed for those entities.

My father has had a broker license for a long time and he has done larger deals for about 45 years and he has taught me a little bit.