Talk to local investors (someone unbiased, not an agent or wholesaler) and experienced property management companies who will let you know rental rates for different areas, tenant base, etc.  

So far, I acquired 4 properties and hold 1 for rentals made 150k equity and $400 per month cashflow with 7.25 interest rate.

And she’d get a discount as some of the sales money would come back to her. 

I have a higher nightly rate because I can sleep more people, my taxes and insurance are higher.  

Then rent it to a qualified applicant willing to pay market rates.

That's between a 6.5% and 7% cap rate.

Boils down to cost control, rent up occupancy and rate management.  

Where these numbers are found, there is a very high rate of rent actually being paid.We have over a dozen Fortune 500 companies just in Metro Detroit with huge Healthcare, Auto, and mortgage industry National footprints.

The reason for this is because there is a possibility for interest rates to expand and/or market conditions to soften.

You're knowingly advising a client to hide a covenant break to a financial institution which weakens the lender's risk rating on a deal.