There is a company in California that has a Great program that helps the homeowner and will also pay you commission fees that is NOT A SCAM like so many others.You can email them and they will respond with any information needed promptly and their process works in any state.Grand View Financial LLC

If you need insurance - buy enough coverage using term policy, but don't give your savings to the insurance company, the returns are low and the fees to keep it up are high, plus chunk of your money is going to pay the commissions of the salesperson who sold you the policy.There are plenty of investment options available where you can be in control, not the insurance company.

I tried to engage in real estate industry in my country, stopped my Virtual assistant job, and I enjoyed my real estate marketing, until then I earned my commissions and start real estate investing!!

Then again, agents that submit lowball offers get a bad rap and while it's not legal, I'm quite sure that some lowball offers don't get submitted to the sellers.I think striking out on your own might have merits in that the selling agent would then get a higher commission since they wouldn't be sharing it with anyone.

Then do you deal.A L/O is sale arrangement entering into an agreement to transfer title, your agent would be entitled to the commission if they were the procuring cause, having it listed, it would be difficult to show your optionee never saw the listing, IMO.You don't really need to tell the agent there is an option, unless the listing or their efforts brought this potential buyer to you.Some listing agreements have lease clauses, read you listing agreement.

In that price range figure on a 10% cost to sell or $10K = 6% commissions, 3% for seller concessions (possibly 3.5%) this will be a contribution from the seller to the buyer to pay for the buyer's closing costs because most of these buyers barely have enough money to pay their down payment and 1% for the seller's closing costs.  

The first question you should ask yourself is: What am I going to bring to this that would make it more valuable than a 6% realtor commission?

Pick homes in the average purchase price range, not the price range you want your commission check to be in.

However, presuming that you know the ins and outs of due diligence and the escrow process, I suppose you as the buyer could reasonably negotiate down with the flipper from retail price to remove the RE agent commissions, staging, marketing, and additional holding costs that wouldn't be needed to sell direct to you and it might be in the flippers interest to keep a CRM type list of such direct buyers to avoid the longer RE agent MLS listing route.

The team will take a large cut of the commission, though they are have a vested interest in your success because they only get paid if you succeed.