The IRA is the borrower when the refinance step is achieved.  

Everyone knows that if you leave any money in the property, you are underutilizing your capital and thereby losing out on the almost certain gains you will achieve from leverage.

Together we agreed on a brief yet realistic scope of work to achieve that ARV for this particular flip.

Hey ehsan I appreciate your response, I’m going to take your advice on the marketing technique with the market I’m in little capital is hard to work with, but staying consistent on one brand of marketing and still continuing to save I’m more than capable of achieving my first deal...appreciate you

That being said, there are some areas of Langley and Surrey that have some decent apartments that could achieve positive cash flow with current market rents and only 20% down.

I'm interested in the BRRRR method to achieve cash flow (I have no idea how much cash flow I want).

It’s nice and makes me feel good about my future, but I would love to achieve better returns with more exciting assets.

I look at the relationship as a lifetime one where we both prosper and achieve goals together.

The specifics would depend on my overall plan, the market I'm investing in, and the strategies that are best to use in that market that would achieve the specific goal (at that time) of my plan.

It isn’t the answer you want to hear, but spending more money on a bigger house is literally the exact opposite way to achieve your goals.