Enjoy the ride.

This way you can get rid of low quality tenants quickly instead of riding out a year lease/evictions.

Mine made VERY good money and I managed to ride the first wave of regulations but the haters didn't stop and the moratorium on licensing left me with two choices, to hold as long-term rentals or sell.

Real estate investing is a pretty forgiving world and the average person can still make money even with some pretty big mistakes.Buckle in, keep your arms and legs in at all times, and enjoy the ride!

Our longest-term tenants have been riding the wave and sticking it out with us...rent started at $625/mo in '09 and last year they signed at $900/mo.

And do you need the capital back out or can you let it ride? 

So if I were them, I would be inclined to ride this loan out for 30 years as they're never going to find another deal like this.Which brings me to my question(s). 

If it is your intent to move back into the home in the future this is your best option to ride out your expenses in the future.

That should be an absolute Hail Mary last ditch effort to get someone out .

You can read every book on how to ride a bike, but you'll never figure it out until you give it a try.