After you take that 90-hour class and work so hard to get your license if you are not making a lot more than these fees in income you will find yourself in a predicament between paying the fees to stay active or going inactive.

Marco Morales is exactly right: Look at comparable apartments and see what they (the market) are doing for finishes in exchange for how much in rent.

Does anyone know about this or have any tips for navigating mortages while in this predicament?

The moral of the story is this:  Long term, you're better off buying the right cabin than buying at the right price.

Hi Reagan,This is quite a strange predicament.

Anyways--the moral of this post is: It DOES NOT matter how much you pay for borrowed money IF the deal pays for itself and you have a solid exit strategy.

Beyond what I feel it is moral obligation to not put people at risk needlessly, is best for business.  

I've refused to work with certain owners because they are micro-managers, penny-pinchers, dishonest, or asking me to do things that are not honest/legal/moral.

A picture is attached of the current / proposed layout (I'm not artist)My predicament is that I want to maximize my rent but I'm not sure if it will justify the addition of a wall with a door, the removal of a current door and the replacement of that door with some wall, the enlarging of window to make it meet egress standards (not positive on this one but I think I have to do this), and the removal of a closet to make a section for a door.

If you try and invest before you have those pieces in place you might put yourself in a worse predicament if something goes wrong, i.e.