Even if you get a great deal that is 20% below market, appraisers will typically be anchored by the last sale price and you may be stuck not being able to pull out as much cash as you need to pay off the HELOC.

I recommend you discuss and plan this in depth with a local lender who knows your market well. 

Valdosta GA Market Update: Jan 2025Happy New Year!!

The stock market has been on a tear.  

I have a feeling my entire local market is going to be the same outlook to make their over value seem reasonable to themselves..Do you or they, control the future?

I’m not familiar with those markets, but I would suggest finding some meetups and attending as many as you can.

Since you're focusing on Dayton and Cincinnati, you'll find plenty of opportunities in those markets.

You will likely need to find something off market.

It took more than a decade but I am excited (and terrified) to re-enter the fray.After dipping my toes into the market, I have battled against my paralysis and taken the leap. 

I have an off market property as a lender we are taking back and need an agent.