Here are a few high level thoughts for you as a beginner:-Don't lend in second position-Don't do deals with new investors-Don't experiment with new strategies, even with experiences investors- ie, don't jump in to a first development project with someone just because they've flipped 20 houses. 

Rate will also be in the high 9s depending on PPP and credit.

It is right near the hospital and now Mass Gen bought out Wentworth Douglass Hospital so our units are in high demand.

If you’re below $275K, focus on high-impact upgrades like improving curb appeal (landscaping, fresh paint), refreshing the kitchen and bathrooms (new hardware, lighting), or adding energy-efficient features (smart thermostats, LED lighting).

The scope of work, quality needed, location etc will determine the cost.

There are hundreds of posts on the BP forums every day.However, this does seem a bit more personal as all your recent forum comments are attacking anyone that speaks highly of Rent To Retirement. 

As long as you follow the two-year holding rule and structure the deal properly, you should be able to move forward, but I’d highly recommend working with a tax pro to ensure compliance.Disclaimer: I’m a licensed real estate broker associate in Florida, not a CPA or tax attorney.

We are in a constricted market cycle, low volume, strained budgets, high costs.

I highly recommend an attorney to draw one up as each state and each property can have unique issues. 

It's a high risk strategy that you've chosen.