Buy where you intend to live, where you know the areas best.

What about while I live there I wanted to rent out the other unit or units, is this allowed under USDA?

Seems a bit high on the exp ratio near 43% but we do pay a premium for our solid cleaning lady, she also stocks supplies, runs errands and other duties for no "extra" charge.

Unfortunately, over the 11 months he has lived there, he has only managed to pay the rent on time once.

I have a 401k, IRA, and pension in place to help me achieve retirement quicker, however I definitely feel the squeeze on a daily basis and always feel like I'm living paycheck to paycheck.

His answer: "He is living vicariously thru this journey of mine".I hope you and everyone new find their real mentor.

Where do you live?

If you are a Dr. who is investing for extra returns and do not have a worry about Capex then invest the $300.

So, no extra cost to you for doing that in essence.

I’ve been around real estate for decades, and I read in The Economist once that in lively markets like Charlotte, folks will pay a premium for a comfortable room if you’re near major employers.A friend of mine tried something similar out in Austin a while back.. he’d inherited a 4-bedroom property and split it into individual room rentals.