Oh, there is also one called "Boaard of Dictators."

State laws do dictate these actions.

I'd say the banker is pulling your leg a bit, as the secondary market is practically a limited risk with quality originations, there aren't any specific program changes dictated by Dodd Frank but there are other things going on that make things tighter for lenders in compliance, underwriting, reserves and management.As to Fannie and Freddie, 95% LTV won't go away but underwriting may be tougher.

Attorneys work for fees or on contingency, but for a dispute of this size is going to charge you for every call or letter he produces.We need more information on the circumstances, but depending on where the broker and the property were located will dictate the route you should take.I have written over and over, both here on BP and on my blog about checking out the reputation of the hard money person you are considering working with.

It all depends on the deal that you find.An alternative (and preferred) plan, and one that I have used to build my entire portfolio and business, is to first find the deal and then you dictate the terms.

The down payment $$$ will dictate % owned by each person.Example 20% down on 190k is $38kfigure 3% closing costs ~$6k.6months reserve ~$8k.$52k in total going into this deal.LLC will be owned in unit = $1.You own 21%, Wife 21% and Partner 58%.

Clearly in this situation, the higher the value the more you can borrow and the lower the less you can borrow.The HML will dictate what instrument of value they desire.

The market should dictate the rent.

For those who don't know, I was a lender or guarantor in transactions so default often dictated what I was taking on.

Amount of funds to start will dictate to some degree the course of action and the plan implemented.