Hey @Collin Ricter - instead of pulling the money out and possibly taking a tax hit, and a valuation hit, have you considered working with a bank to consolidate your debt with your 401k as collateral?

I've opened(and closed) a dozen business, 10 still running, 1 consolidating, 1 complete failure.

I am going to start consolidating my accounts and simplify my life.

I am considering consolidating all my accounts to vanguard.  

There are a few different threads, so hoping to consolidate information/learnings here.

I will admit that I don't have time to call each and every insurance firm here, and I could probably find better deals, but consolidating all our insurance products in one place saves time.

The simple way around it is to tell them that you want the money available for any kind of home improvements or debt consolidation. 

Once the repairs are complete we would like to use the equity in the house to pay our selves back and consolidate 2 loans into 1. 

For the last year I have consolidated date, gotten rid of credit cards, and gotten on top of bills.

This also applies to any "wrap" mortgage agreement.A "Partitioned Note" is one that divides principal, interest, payment or other terms, such as a balloon requirement into separate parts but is constructed as one obligation and secured by one security agreement, in Texas that would be a Deed of Trust.In the body of the note, each part must be described as an individual obligation as being a part of the entire obligation.I can have as many parts or partitions as necessary to meet the needs of several parties or one party that has different underlying financing requirements.Conceptually, think of a Series LLC, where each member has their own cell which is accounted for, their capital and earnings within that cell and each cell is consolidated to the LLC for its financial statements.