USAA Rental Property Insurance

[David Hansen]

Hello BP! I've been doing some research for rental property insurance policies and see that USAA has some very competitive rates with good coverage. Has anyone had any experience with this policy or advice? Thanks!

[Ali Boone]

I use USAA for all of my insurance, both properties and car (as well as umbrella). I absolutely love them and wouldn't trade them for the world. They aren't the cheapest insurance out there, but I've never had them fight me on any claims and they pay out very quickly and generously. 

As far as the properties, they only have replacement cost options, rather than just cash value (or whatever that one is called). So it forces more expensive rates, but again, I'll stick with them all day long. It's almost sad, I love when I have to call them. They are so friendly and easy to talk to! Haha.