You may have to put more money down (10-15%), but you can close, in a LLC, with no worries about banks.

I’ve done some research and have found that some banks will allow the seller finance portion from the seller to go towards the down payment of the loan, is that true?

and I was just one little mortgage guy with 450 loans out.. can you imagine the banks with hundreds of thousands of loans and servicing companies.. so having mass equity or paid for keeps this from ever being an issue. then when I sold these off.. most for cash but a lot I did a 30 to 60 month ZERO interest deal on.... and boy you should have heard the cash flow cool laid drinkers..

All interest rates and payment plans are custom made to work for both parties therefor creating a win win scenario.As far as partnering with the banks goes.

I mean myself and any bank would need more details, but if you utilize that large sum as a downpayment and have a small mortgage, wouldn't you easily qualify for the debt to income?

Bank Credit Line How did you add value to the deal?

I have a bank locally that will use DOT as collateral for loans.

My bank account is connected to Stessa to eliminate the need for me to manually track income, expenses etc. 

Of course the OP received the funds but the point I would argue is that if the OP received in Jan and not Dec in his bank account.

Getting over 5% return when using their banking partner so working to transition all my properties over for rent collection.