From what I have researched they seem legitimate but the person I am working with is flakey, takes forever to answer questions so I thought I would see if anyone else had experience with this lender.  

I highly prioritize location, I avoid HOA, and with STRs I likely have no leverage(personal pref).

Someone local who has familiarity with this would be your best person to give you the information you requested.

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I think if you leverage 70% of it you’re going to seriously cut into your cash flow and personally if I was going to have $7M in debt I’d prefer it to be spread over several projects built slowly.

I'm happy to make a personal intro to someone for you if you'd like.

This is rarely done as in most situations lenders will not consent, and at a minimum want the buyer to qualify AND personally guarantee.  

He personally screened every tenant, handled every maintenance request, and even showed up to mow the lawn at his properties when the landscapers were running late.His phone rang constantly—contractors, tenants, vendors—all needing his immediate attention.

my google search of asset definition had as its first entry: "a useful or valuable thing, person, or quality."

Separately I have a personal umbrella policy.