I live outside of Charlotte in a small town called Denver (of the East).

I agree with the others here that say you need to have some skin in the game, if you are going to live there yourself, get an FHA loan rather than owner financing, you can get a 3.5% down loan, personally I do not love these as they require  PMI which is an additional expense, and you also need  bring additional funds for closing at least for taxes, title, attorney and transfer fees . borrowing from anyone else for the down payment, to include a personal loan from the bank is not a good idea, those again will be higher int. rate.

I currently live Wisconsin and work in Real Estate.

(I currently live in south MS, so the Gulf Coast is where I am looking)3.

I tend to stay in my lending and financing lane lol Hi ClaytonMany thanks for the kind offer, Since this is a rental property, my living home insurance(which is way less even though my living home is value about twice the rental property) does not cover landlord insurance. 

Are you looking to live in one unit and rent the others? 

(or if they're primary buyers, they don't care about yield, since they're going to live there.)i just went to visit two very distressed properties yesterday that i would buy.... if they were priced 50% lower.  

@Chris Seveney  Good mourning Chris thank you so much for this response. what are 3 really good books I can buy for Commericial Real Estate investing (I have the millionaire Real Estate investor by Gary Keller), I've also looked at some CRE courses and I noticed some of them are asking for a bunch of money which kind of sketches me out, and about the military I was firstly thinking of  buying a 4 unit property and live in one of them then buy another a couple then with that I can buy a bigger property that's the idea I had in my mind because my father kept on telling me how CRE is only for rich people and it's risky but that's what I want too do .

I live here and I haven't seen more FSBO but I'm seeing a lot more wholesaling activity.  

I know we all got to make a living but....