Thanks for your patienceI understood that LROs are definitely not secured and in the case of Ground Floor's bankruptcy, they are probably at the bottom of the stack.So Notes are relatively more secured? 

I've never understood why every GC or sub doesn't have an extensive online portfolio.

Wouldn't it make sense if we simply met for 15 minutes and talked as a group so they truly understood how to many options I can provide them?

@Chris SeveneyI'm not sure if you understood what I described since your reply doesn't address what I actually said.

sorry for bumping an old thread but I had it understood that you don't have to live on the property for a year if it is conventional loan?

After seeing the different areas, he understood what I was trying to explain.)

Self-Employed LLC taxed as a S Corp.All of these can be explained in a couple of minutes and understood by most people. 

It took a long time before I understood this whole process because the bank was not forthcoming about recasting as an option.

(That's how we vote on 1000s of pages of legislation none of our representatives have fully read or understood). 

So of course, CPA should be consulted, etcWe were able to use $10k of our IRA as a down payment for first time home buying and that from what I understood, carried less fees.