I am interested to see some of your information about the Parrish system that exists in Louisiana as it is different than the county layouts in just about every other state!

Greg, if you already have a system where you are generating the close to 1Mil pre-tax why do you want to change that strategy.

If it's like where my sister has a new home with clay soil they now make you put in an elaborate pump and two tank system that needs inspected every two years charging you 250 dollars each time.

Hi there everyone,

Many of you may know about this, but for those of you that do not, it is the greatest thing since sliced bread!

http://craigslistadtracker.com/

It is a free service from craigslist and you use it...

They allow you to setup a fancy answering system and it'll do everything I need it to do for about $10 a month.

We've also added some exciting new search features that utilize our labels system for finding other members for networking and doing business, and have restricted some of the advertising & marketing areas of our forums to PRO Basic and PRO Members only.For a complete rundown of all the details about this launch, check out:Announcing BiggerPockets PRO Basic: Better Networking, New Search, and More

Having systems in place so that phone calls are answered.

Prior to the launch of the label system, there was no way to find other users by any form of label system.

Has anyone purchased this system?

Greg it will depend on the portfolio of the bank and how many performing versus non - performing assets on the books.The bank might not want to refi that type of product with too much of that type of asset class non-performing on the books already.They might have too much defaulted commercial all together.For value add plays typically occupancy is an issue.The lenders will want certain occupancy levels obtained for at least 3 months depending on loan type and typically stabilized for 6 months to a year or longer.If you buy an apartment building at say 50% occupancy using a hard money lender or private money and the going vacancy rate is an average of 10% then the lender wants 90% occupancy averaged out over time.When you refi you will only be able to go up to a certain percentage to cash out or can just convert with no cash out to the lower interest rate.Regular banks do not lend usually on sub par occupancy levels for the area.They see it as too risky and the say 60% occupancy can quickly go to 30 or 40% and they have a foreclosure or short sale on their hands taking a loss,plus inspection reports,attorney fees,appraisal and environmental review etc.