Purchase price: $1,900,000 Cash invested: $2,450,000 The building, “36 South,” is conveniently located next to the Sea Pines Circle and is now home to 48 employees for the Sea Pines Resort.

I'm having difficulty finding insurance providers in Central Texas. 

If your goal is assume a loan, I would offer the lender some sort of compensation as they are generally only paid if they write your loan, which is not the case with an assumable loan, as the current servicer will be underwriting and providing the new loan.  

Based on the info you provided, the other 2/3 don't have the same mindset as you and you aren't going to agree on what to do or how to do it. 

In short, a pre qualification letter is typically provided post receipt of an application and credit pull.

My question is whether it’s a bad idea to put 20% down and continue renting my own place because of the convenience factors including being able to walk to work (and I work long/late hours).

I would pay my appraisers 50% of the fee, since I was providing all the business and had to review and be responsible for all the trainee's reports.

(There are even some who believe that the seller providing a loan to the buyer will disqualify the exchange entirely, but that's not been our experience.)The most straightforward solution is to have the seller provide a cash loan to the buyer outside of closing.

@Corey DuranGood insurance will provide you with more protection. 

Providing services is often more lucrative than investing on a small scale anyway.If providing services isn't your speed, your best bet will probably be to partner with someone.