In addition, I live with my parents so even househacking will still cost me over $400 a month, which is what I pay to stay with my parents.

You also get mortgage pay down and tax benefits.Beyond that, you're not seeing the long term.

I would be able to use the cash flow and cash flow from another property to pay off the HELOC. 

There are very few high paying jobs in the area (IMO) so most of the high income earners are working remotely for other places. 

The argument was akin to saying we needed to call county clerks to confirm escrow attorney recorded our transaction when that's what we actually pay them to do in the first place. 

Hi.I have a teanent which she didn't pay the rent for the July.

You can do it yourself but I would recommend paying an attorney to do it for you.

I will ultimately spend $35,000-$40,000 more on finance charges when looking at the total picture (not paying the $50,000+ pre-payment penalty) but was able to complete the transaction with $320,000 less equity.

In addition, I live with my parents so even househacking will still cost me over $400 a month, which is what I pay to stay with my parents.

However, despite our best efforts, it seems that you found ground for disappointment at every turn.