If you start now you may have to consider looking at more creative ways if you are not able to finance traditionally (FHA or conventional) yourself unless if you meet most of the requirements and can qualify.

I have spoken to some notable local accounting firms including ones that my wife’s business use and they all seem too conservative.

Although most notable was that the sale went through with $10,000 under asking due to it being a VA loan and appraisal value came in at $10k under.

We have been contacting many different lenders and submitted applications with a couple (one is a local bank, the other is an agricultural lender) because we were finding that most government-backed lenders were not able to help us.

Post pictures of listings with big shops and photos of happy buyers in front of their new giant garage, sponsor flyers at the local drag strip, etc.

As the properties appreciate and generate rental income, you can then refinance them to access the profits earned through the BRRR strategy.One notable advantage of using a HELOC is the ability to pay back the borrowed amount gradually.

@Amber GazzoloFor buyers, owner financing has a number of advantages and disadvantages that should be considered before entering into the arrangement.Pros for BuyersFaster closing: No waiting for the bank loan officer, underwriter, and legal department to process and approve the application.Cheaper closing: No bank fees or appraisal costs.Flexible down payment: No bank- or government-required minimums.Alternative for buyers who can’t get financing: A good option for buyers who are not able to secure a mortgage.Cons for BuyersHigher interest: The interest you pay will likely be higher than you would pay to a bank.Need seller approval: Even if a seller is game for owner financing, they might not want to be your lender.Due-on-sale clause: If the seller has a mortgage on the property, then their bank or lender can demand immediate payment of the debt in full as soon as the house is sold (to you).

There is quite a bit to this law, notably: (c) IF A LANDLORD USES FINANCIAL INFORMATION, INCLUDINGRENTAL HISTORY OR CREDIT HISTORY, AS A CRITERION IN CONSIDERATION OFA RENTAL APPLICATION FROM A PROSPECTIVE TENANT WHO IS SEEKING TORENT WITH THE ASSISTANCE OF A HOUSING SUBSIDY, THE LANDLORD SHALLNOT CONSIDER OR INQUIRE ABOUT THE PROSPECTIVE TENANT'S:(I) AMOUNT OF INCOME, EXCEPT FOR THE PURPOSE OF DETERMININGTHAT THE PROSPECTIVE TENANT'S ANNUAL AMOUNT OF INCOME EQUALS OREXCEEDS TWO HUNDRED PERCENT OF THE PORTION OF THE ANNUAL COST OFRENT THAT IS TO BE PAID BY THE PROSPECTIVE TENANT;

Offer to send your handman today to cut out the molding trim gently $50, remove bottom six inches of drywall $50, HomeDepot giant blue fan $35, $50 for extra utility and reinstall drywall and same molding repaint the wall $300.

It sure sounds like that' what you are saying.You paid moneys to your wholeseller, then the lender was not able to close.