Part 2 - Non-Dutch Repayment Schedule: The key difference between Dutch and Non-Dutch is that with a non-Dutch repayment schedule, the borrower pays monthly interest based on the portion of the loan that has been drawn.

@Joshua Jacobs I think you maybe referring to a DSCR or Debt Service Coverage Ratio loan if you're looking for a 30 year fixed mortgage.

Additionally, Blue Ribbon Homes includes a property management team explicitly designed to handle my portfolio and is now offering a range of services to other investors.

I just wanted to try to save someone/anyone/everyone thinking of using LegalZoom for the formation of an LLC or any service you may be considering.

I am 150% positive that for business purpose investment property DSCR loan or anytime of business purpose non qm investment loan in the state of PA for the year 2024 hte minimum loan amount to have a prepay is 312k .

DOB (on photo ID)**I would highly recommend using a tenant screening service so that you have a full application and ability to provide details to a collection agency.

There are non-conventional programs that will allow on an exception basis but not ever one can qualify or will even know about those programs.  

And you provide services for the S-corp.The S-corp then should pay you a reasonable salary, and your (disregarded) LLC should not be part of the payroll arrangement.

Basically you can get a loan that's underwritten based on a property's NET Cashflow (after debt service and all other expenses per a T-12 P&L, or in other words, REAL world cash flow), and based on that, obtain an unsecured loan against it.

My experience is that the smaller market towns and non-prime locations are the ones more often that run into the scenario you unfortunately did.